Accidental Death & Dismemberment
Accidental Death and Dismemberment provides financial benefits for loss of life, limbs, or eyes as a result of bodily injury in an accident.
The full benefit amount for an employee is $300,000. If you should die while you are covered under this plan, within one year of the accident, the full benefit will be paid to the beneficiary you have designated. Preview a brief summary of our AD&D Insurance Benefit and How to Choose a Beneficiary to help you get started. For full explanation of coverage view the Accidental Death and Dismemberment Certificate.
All regular full-time or regular part-time employees are eligible. Spouses/Financially Interdependent Partners (FIPs) and dependents become eligible when the employee enrolls in family coverage.
New employees are eligible to enroll within 30 days of their start date. The AD&D option is available on the .
Current employees are eligible to enroll or make changes within 30 days of a life event. The AD&D option is available on the .
All benefit-eligible employees can enroll or change their AD&D each year during open enrollment. A form for changes during Open Enrollment will be provided at that time.
The benefits will be paid to the beneficiary you name on the . You may change your beneficiary at any time by completing a new form.
Bi-weekly rates are based on the amount of coverage selected (employee only or family). Payments are post-tax and made through biweekly payroll deductions.
| Coverage Type | 12 month | 9 Month | Annual Cost |
| Employee Only | $2.64 | $3.60 | $68.40 |
| Employee + Family | $5.27 | $7.20 | $136.80 |